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December 12, 2018
Cayman Islands Dollar
Real Estate
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Cayman Islands Real Estate

  • Cayman Islands Real Estate-Real Estate-Cayman Islands
    Cayman style cottage
  • Cayman Islands Real Estate-Real Estate-Cayman Islands
    East End oceanfront luxury

Who Read This

Why Buy?
The Cayman Islands has more to offer than sun drenched beaches and world class diving. The country boasts the highest standard of living in the Caribbean, and the quality of life is highly ranked internationally. As the 6th largest banking centre in the world, the economy is stable. Residents also enjoy one of the safest environments in the Caribbean and have access to exceptional services that are comparable to those found in major cities worldwide. There are three well-equipped hospitals located in Grand Cayman alone. Top medical facilities offer advanced diagnostic testing technology such as 4D ultrasounds plus cutting-edge stem-cell therapy for sports injuries. The redevelopment of the Owen Roberts International Airport will be completed in 2018, to facilitate the continued growth in tourism.

Top 7 Reasons to Buy Real Estate in Cayman

  1. No restrictions on foreign ownership
  2. No property, income or capital gains taxes
  3. High standard of living
  4. Stable economy
  5. Safe communities
  6. Top dive sites and beaches
  7. Located one hour from the United States


No Barriers to Ownership
The Cayman Islands has zero annual property taxes and there are also no restrictions on foreign ownership of a single property. With no requirements for immediate development on purchased land, building is another great option for those desiring a second home.

Investment Landscape
There’s no surprise that intelligent investors are scooping up the hottest new properties across Cayman. Kembali Kai, an ultra-private gated community, and Rum Point Club are two exclusive luxury properties in tranquil Rum Point that are new to the market. You will find a clean, simple and decidedly modern aesthetic within these two developments. Along the Seven Mile Beach corridor, you can indulge in luxury facilities, top dining and stunning terrace views across Seven Mile Beach with private beach access at the new Kimpton Seafire Residences. For those seeking sustainable living on the water that features the new urbanism architectural vernacular, look no further than Periwinkle. This groundbreaking residential development in Grand Harbour boasts certified LEED energy-efficient four and five-bedroom homes, private docks, walking paths, a kid-friendly wet zone and lush green spaces to nurture your connection to nature.


Overview of Areas
Below is a brief description of the areas with properties for sale:
Seven Mile Beach: Properties along Seven Mile Beach (SMB) usually command a premium price. Depending on the type of property you intend to purchase, there are options for every budget. You can purchase a 400 sq ft Margaritaville Resort Suite (with garden views) for US$245,000. Sometimes the rare detached beachfront home pops up on the market, such as the immaculate four-bedroom ‘Lizard Run’ with 75 feet of white sand, for US$6.8 million.
Canal Properties: Prestigious canal front neighbourhoods along the Seven Mile Beach corridor such as Vista Del Mar, Salt Creek, Canal Point and Crystal Harbour have some of the Island’s finest homes. For those on the hunt for more affordable luxury, properties in Governors Harbour, Snug Harbour, The Shores and Patricks Island, may range from US$650,000 to well over US$4million.

South Sound: The affluent seaside community of South Sound has a good mix of condos on the market such as modern development Cayman Crossing, where two-bedroom townhomes start at US$265,000 ranging to beachfront mansions such as ‘Barco A La Vista’ that would stand the scrutiny of the most discerning luxury property buyers in the world.

North Side & Cayman Kai: A wide selection of condos, luxury villas and delightful Cayman-style beach cottages are for sale in North Side. A stunning four-bedroom beachfront home in Rum Point can start at US$1,795,000
East End: The district of East End offers a quiet and more laid back pace yet some properties are no less well-appointed than those found along the Seven Mile Beach corridor. Far-flung beachfront lots with panoramic views in the High Rock area start at US$399,000.

Sister Islands: The Brac’s Bluff has stunning views of the Caribbean Sea and is perfect for those who want a sea view with the added protection from potential storm surge. Little Cayman is an idyllic ‘Robinson Crusoe’ hideaway. Land is the most available commodity: a beautiful 1.2 acre beachfront parcel starts at CI$295,000. A one-bedroom 2464 sq ft cottage can be had for US$445,000.


There is a level playing field for prospective home owners and investors. Banks welcome overseas clients and many offer great mortgage packages. Interest rates are quoted based on the CI and US dollar prime rates published in Cayman’s retail banks. Many banks require a life insurance policy for mortgages. Your loan’s officer will advise you if this is a requirement. Standard mortgage terms are usually between 10 to 15 years and can be taken out in either CI or US dollars.

Stamp Duty and Other Charges
A one-off 7.5% stamp duty is payable on all real estate purchases and transfers. This duty is paid by the buyer of the property on the purchase price or market value – whichever one is higher. If you’re building a house, provided that stamp duty is paid before construction begins, duty is payable only on the land value and not on the building. There are other charges such as the one-off 1% duty on mortgages of less than CI$300,000 and 1.5% on mortgages of CI$300,000 or higher.

Choose an Agent
There are many real estate companies based in the Cayman Islands, so there is an ample roster of professionals on hand to assist you with your search. As a visitor to the Islands, we strongly recommend that you select an experienced real estate professional to assist you. Below are some popular real estate agencies based in Grand Cayman:

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Fun Facts
  • 'He hath founded it upon the seas'
    For more than 100 years, shipbuilding was a major source of income in Cayman and between 1900 -1950 more than 280 vessels were built on all three of our islands.
  • Cayman is a top 'winter' vacation!
    The New York Times knows what we already know – that Cayman is one of the top winter destinations in the world! We made it into the Times 10 Winter Getaways to Suit Every Age, January 2012.
  • Cayman Islands on the map
    The Cayman Islands are part of the Cayman Ridge, situated 150 miles south of Cuba and 180 miles west of Jamaica, in the central Caribbean.
  • Cayman Islands voted "Friendliest Destination"
    Three cheers for Cayman hospitality! With more than 150,000 votes cast, the Cayman Islands won "Friendliest Destination" in Caribbean Travel + Life Magazine's annual Best of the Caribbean issue.
  • Did you know ...?
    There are more than 449 banks and 115 trust companies licensed in the Cayman Islands!
  • Dive Cayman's newest wreck!
    The former submarine rescue ship, Ex-USS Kittiwake, was successfully laid to rest after 54 years of service off Seven Mile Beach on 3 January 2011. Marvel at the spectacle of Cayman's 'newest' wreck!
  • How long is Seven Mile Beach?
    No, its not seven miles. Despite its name, Seven Mile Beach is actually 5.5 miles long. The island itself is only 22 miles long!
  • Our National Symbols
    A poll was held in 1996 and as a result, the Cayman parrot was voted national bird of Cayman, wild banana orchid as the national flower and the silver thatch palm as official national tree.
  • Short History of Stingray City
    Locals say stingrays began gathering in the area decades ago when fishermen cleaned their fish in the shallows. Stingrays would come to feast on discarded fish guts. Now they are hand-fed by visitors!
  • Stock up on supplies!
    Remember to make a supermarket your first stop in Cayman if you arrive on a Saturday as all shops are closed on Sundays.
  • Support our Boobies!
    Also known as "Boobies", the Booby Bird can be found in Cayman and were given their name from the Spanish slang term 'bobo', meaning 'dunce'.
  • To tip or not to tip?
    Virtually every restaurant in the Cayman Islands adds a 10% to 15% service charge in lieu of tipping, so check your bill! Tips are always welcome in the absence of a charge or for 'cash' services.
  • Travel with spare change
    Usual bus fare is CI$2 per journey or CI$3 if you take a long trip like George Town to East End or North Side. Listen for the driver beeping to check if you need a ride!
  • What does 'Cayman' mean?
    It means 'crocodile' - Sir Francis Drake arrived in 1586 and noted a sea serpent 12 feet long which was known as a 'caiman' by natives. It was actually an alligator but the name stuck to the islands!